Our Checking Accounts make everyday banking simple and convenient. Enjoy easy access to your money, secure digital tools, and the flexibility to manage your finances anytime, anywhere. For current rates and terms, please contact your local branch or call us at 270-586-7121.
A tiered rate checking account that earns interest when qualifying requirements are met each statement cycle.
Bring home competitive interest paid on your checking account, starting with a minimum balance of $1,500 to earn interest. Plus, there's no monthly maintenance fee as long as you keep a daily balance of $700 or more.
Find free checking that's actually free, no minimum balance and no monthly maintenance fees. Write checks to your heart's content at no charge, or swipe your free Visa® debit card. Plus, online banking and bill pay are included for free!
Have a place to put your hard-earned money with Direct Deposit Limited Checking - an efficient checking alternative if you'd rather not deal with checks or debit cards.
Whether you are just getting started or looking to grow your existing balance, our Savings and Money Market Accounts offer secure, flexible options to help you make the most of your money. For current rates and terms, please contact your local branch or call us at 270-586-7121.
This tiered interest rate savings account is designed to complement My Hometown Cash and earns preferred rates when the qualifying requirements for My Hometown Cash are met.
A tiered interest rate savings account that provides easy access to funds when needed.
Christmas Club and Vacation Club Accounts are interest-bearing savings accounts designed to help you set money aside for the holidays or a special vacation.
A tiered interest rate account that combines the features of both a savings and a checking account but earns a higher rate of interest on larger balances than a regular savings account.
Secure your money with confidence and earn more than a traditional savings account. For current rates and terms, please contact your local branch or call us at 270-586-7121.
With a Fixed Rate Certificate of Deposit, you lock in a guaranteed return—no surprises, no market swings, just steady growth you can count on.
With a Variable-Rate Certificate of Deposit, your investment adjusts with market conditions.
An IRA is a simple and effective way to save for the future, offering tax advantages and the opportunity for steady, long term growth. It allows you to take control of your retirement planning and invest in your financial well being. *
Understanding the differences between a Traditional or Roth IRA is important. Compare the key differences below—especially the unique tax advantages each one offers to help you maximize your long term savings. *
*Please note that tax laws related to IRAs can change over time. We encourage you to consult a tax professional or review current IRS guidelines to ensure you have the most up to date information.
Loans Made Local for things that matter most. From your daily driver to your dream RV, our personal loan options are designed with your goals in mind. With competitive rates, flexible terms, and friendly hometown service, we make borrowing simple and stress free.
Find financing that fits you. A personal loan from Franklin Bank is just that, personal. Turn to a bank you know for a loan that makes sense – including competitively low interest rates and flexible terms.
Why merely eye your ideal make and model? A Franklin Bank auto loan can get you from the dealership to your driveway, including an accelerated approval process. Take the wheel of your next ride at a competitively low rate.
Finance your next motorcycle, RV, ATV, or boat at Franklin Bank – where our straightaway loan process might actually feel like a breath of fresh air. We know the lay of the land, and we make local recreational vehicle loan decisions.
Franklin Bank & Trust offers a variety of Home Loan products to meet all your needs. To learn more about our Home Loans or to apply online please visit our secured Home Loan website by clicking on the link below.
Learn More24/7 access to banking information includes, but is not limited to, daily balance reporting, internal transfers between accounts, initiation of stop payments, multi factor authentication, customized reporting and alerts, and online bill pay.
Download our mobile app to put Franklin Bank 7 Trust in your pocket to allow you to enjoy all of our features from the convenience of your smartphone or tablet.
Conveniently deposit checks from your smartphone without having to come to the bank.
The simple, electronic alternative to traditional paper statements by mail. Not only do e-Statements give you the very same information as paper statements each statement cycle, there’s no mess or clutter.
Our Visa Check Card, or debit card, allows you to instantly make payments at locations all across the world.
We offer gift cards for all occasions. For details, contact a Customer Service Representative at any of our locations!
With our mobile wallet options, you’ll be able to use Apple Pay, Android Pay, and Samsung Pay to quickly and easily use your mobile device to make payments!
We offer a notary service to our customers at no charge, and $25.00 for non-customers.
Traveling abroad and need foreign currency? Call us today to order.
All Franklin Bank & Trust Company’s locations offer a broad range of sizes of boxes at various annual rental fees to accommodate customer demand. Contact a Customer Service Representative for pricing and available sizes.
An incoming wire for an account holder is available at no charge. For outgoing domestic wire transfers, there is a $25 fee, and for international outgoing wire transfers, there is a $50 fee. Incoming international wire transfers that require a SWIFT code incur a $20 fee.
Instantly transfer money 24/7/365 to an external payee. Funds can be sent to a receivers debit card, bank account, or a payment link can be sent via text or email.
