Our Business Checking Accounts are designed to support your company’s day to day financial operations with efficiency and ease. Benefit from streamlined access to funds, secure digital banking solutions, treasury management services, and the flexibility to manage cash flow anytime, from anywhere.
A non-interest-bearing checking account created for businesses with moderate-to-high transaction volumes.
| Minimum Deposit to Open | Monthly Maintenance Fee | Condition to Avoid Monthly Fee | Account Services & Features |
|---|---|---|---|
Minimum Deposit to Open $100 | Monthly Maintenance Fee $10.00 | Condition to Avoid Monthly Fee Maintain a daily balance of $1,000 | Account Services & Features
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An interest-bearing checking account created primarily for sole proprietors, non-profit organizations, and attorney IOLTA accounts that have low-moderate transaction volumes.
| Minimum Deposit to Open | Monthly Maintenance Fee | Condition to Avoid Monthly Fee | Account Services & Features |
|---|---|---|---|
Minimum Deposit to Open $100 | Monthly Maintenance Fee $7.00 | Condition to Avoid Monthly Fee Maintain a daily balance of $1,500 | Account Services & Features
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A non-interest-bearing checking account created primarily for church and civic organizations with low transaction volume.
| Minimum Deposit to Open | Monthly Maintenance Fee | Condition to Avoid Monthly Fee | Account Services & Features |
|---|---|---|---|
Minimum Deposit to Open $100 | Monthly Maintenance Fee $0 | Condition to Avoid Monthly Fee $0 | Account Services & Features
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Our business money market accounts give you the ability to earn competitive interest rates while keeping your business funds easily accessible. Contact us today to learn about our rates.
Upgrade to a higher interest rate when you open a Business Money Market Account. Earn a higher, variable interest rate than our basic Business Savings account. This account is built to trend your savings upward.
| Monthly Maintenance Fee | Condition to Avoid Monthly Fee | Interest & Rewards | Minimum Deposit to Open |
|---|---|---|---|
Monthly Maintenance Fee $10 monthly maintenance fee if your balance falls below $1,000 | Condition to Avoid Monthly Fee Maintain a $1,000+ minimum daily balance | Interest & Rewards
| Minimum Deposit to Open $5,000 |
We understand that local businesses are the heartbeat of our community. Whether you are just starting out, expanding, or upgrading equipment, our business loans are designed to help you succeed. With decisions made right here by people who know your business, we’re committed to being more than your bank, we’re your partner in growth. From working capital to real estate financing, we’ll work alongside you to find the right solution to fit your goals and budget.
Finance your next success at Franklin Bank, where we proudly support local business with competitive-rate business loans. Enjoy flexible terms, for repayment that makes good business sense.
Fertilize your farm or agribusiness with practical, straight-talk financing. We offer competitively low rates and flexible terms on agriculture loans — with funds available for a wide variety of needs, from facilitating your everyday operations to equipment upgrades and seasonal purchases.
Give your business room to succeed, whether that’s acquiring facilities, building new, or expanding your current space. Even develop property commercially.
Borrow what you need, when you need, on a business line of credit — an efficient alternative to traditional lump sum business loans. Accrue interest only on funds you actually spend, with your precise loan amount determined purchase-by-purchase. Cover unexpected expenses, account for seasonal needs and cash flow fluctuations, or handle other short-term constraints.
24/7 access to banking information includes, but is not limited to, daily balance reporting, internal transfers between accounts, initiation of stop payments, multi factor authentication, customized reporting and alerts, and online bill pay.
ACH origination will allow your company to initiate credit or debit entries for invoice payments, payroll, transferring funds between banks, etc. securely through the ACH network. Funds can be available for the receiver as early as same day (2:30 PM cutoff for same-day ACH) or next day (5:00 PM cutoff for next day transfers).
By eliminating the need to deposit items physically at a branch, Remote Deposit helps merchants get credit for their deposits easier and faster via a check scanner provided by Franklin Bank & Trust.
Conveniently deposit checks from your smartphone without having to come to the bank.
Franklin Bank & Trust uses IntraFi to secure deposits beyond the $250,000 limit while maintaining access to your funds.
Franklin Bank & Trust can provide courier service between place of business and the nearest branch location.
Securely initiate wire transfers through digital banking with ease.
Instantly transfer money 24/7/365 to an external payee. Funds can be sent to a receivers debit card, bank account, or a payment link can be sent via text or email.
An automated fraud detection tool that helps minimize or eliminate check and ACH fraud, prevent losses, and simplify your account reconciliation.
Autobooks gives you the ability to send invoices and accept online payments, accept contactless, in person payments with Tap to Pay on iPhone, and gives you a complete accounting and bookkeeping solution.
