Phone: 270-586-7121

Gary Farms Location, Bowling Green Ky

Mortgage Loans

Home Loans


Applying online for a mortgage is fast, convenient and safe! Submit your online application, and one of our loan officers will call you to complete the loan application process and help customize a loan that meets your needs.

  • Conventional Mortgage Loans

  • Rural Housing Services (RHS) Loans)

  • Veterans Affairs (VA) Loans

  • Federal Housing Administration (FHS) Loans

  • Second/Investment Property Loans

  • Quick and Easy Home Equity Lines of Credit (HELOC)

  • Construction/Home Improvement Loans

  • Second Mortgage

  • Bridge Loan

  • Adjustable Rate Mortgage (ARM)


If you are interested in a mortgage loan or for more information about our options, don’t hesitate to contact any expert loan officers. You may also consider preparing the necessary documentation when you meet with your loan officer.

Mortgage Application

5/1 ARM Disclosure

CHARM Booklet

HELOC Disclosure 

HELOC Booklet


Joseph L Morel

NMLS# 1517415



Tracy L Kirby

NMLS# 176365