Rates

Rates Accurate as of September 1, 2014.

APY = Annual Percentage Yield. Fees may reduce earnings.

My Hometown Cash*

Monthly Maintenance Fee Condition to Avoid Monthly Fee Interest & Rewards Minimum Deposit to Open

My Hometown Cash®

Free checking account with big rewards

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$0 N/A
  • Our highest rates
  • ATM fee refunds
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  • 1.50% APY* on balances up to $25,000 when qualifications are met
  • 0.05% APY* on all balances when qualifications aren’t met
  • Nationwide ATM fee refunds up to $25 per month ($5 per single transaction)*
$100

Hometown Banclub Checking

Benefit beyond typical

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  • Basic Plan – $8
  • Personal Plan – $9
  • Family Plan – $10
N/A
  • Insurance coverage
  • Additional banking privileges
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  • Accidental Death Insurance coverage
  • 3 free travelers checks per month
  • Free notary services
  • $3 annual credit on safe deposit boxes
  • Free personalized checks
$100>

Rewards 55 Checking

For customers age 55 or better

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$5 Maintain a $300 minimum daily balance
  • Base interest rate on balances of $1,500 or more
  • Free first order of checks
$100

Hometown Checking

Ideal for customers younger than 22

$7 (waived if under age of 22) Maintain a $700 minimum daily balance (if over 22 years old) N/A $100

Hometown Interest Checking

Base interest on mid-size balance

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$7 Maintain a $700 minimum daily balance Base interest rate on balances of $1,500 or more $100

Free Checking

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$0 N/A N/A $100

Direct Deposit Limited Checking

No checks or debits; in-person withdrawals only

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$12 N/A N/A $0

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Have at least one automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and review e-statement notice

My Hometown Saver*

Balance Interest Rate APY
Balances up to $25,000 0.9954% 1.00%
Balances over $25,000 0.25% 1.00% - 0.40%
All balances if qualifications aren't met 0.05% 0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Have at least one automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and review e-statement notice