Franklin Bank & Trust Company

Services

Hometown Rewards

Available on any personal checking account. For a low monthly fee of $4 with e-statements or $5 without, receive benefits including discounted nationwide merchant gift cards, shopping savings both online and in-store, discounted music downloads, and an annual 3 day/2 night deluxe hotel accommodation getaway. For detailed information review our Hometown Rewards or contact a Customer Service Representative today.

VISA Check (Debit) Card

It looks like a credit card, but works like a check. Use it anywhere a VISA card can be used. The amount of your purchase or withdrawal is deducted from your bank account. No annual service fee. Replacement card fee is $6.00. Please visit one of our conveniently located offices to fill out an application.

Customized Visa Check(Debit) Card

Same as a Check (Debit) Card, but you put your choice of image on the card. For a $5.00 charge, we'll make it instantly while you wait! Bring in your favorite photo and we'll do the rest. (No copyright or trademark photos allowed) Contact us at 270-586-7121 for more details.

Gift Cards (Non-reloadable)

We offer gift cards for all occasions. Cards can be purchased in denominations from $10.00 to $750.00. A handling fee of $3.00 is charged per card. Gift cards cannot be returned, all sales are final. For details, contact a Customer Relationship Officer at any of our locations.

Internet Banking

Check your balance, transfer funds or make a payment 24 hours a day with our Internet Banking. At no charge to you! It's safe, secure and it's free. Worried about bills getting lost in the mail? Don't worry, we also have BillPay available through Internet Banking as well as ZashPay, a new person to person payment system.

Merchant Services (Business Accounts Only)

We can set up your business to accept all major credit cards! Click here for more information!

Merchant Capture (Business Accounts Only)

From across the street or across the country, use secure remote deposit to scan checks and deposit them electronically.

Wire Transfer Services

An incoming wire for an account holder is available at no charge. The charge for an outgoing wire from a depositor is $15.00. Incoming or outgoing wire for a non-customer fee is $20.00.

Official Checks

Cashier's checks are offered at an additional charge of $5.00 per check, unless you are a member of our Club program.

Notary Service / Signature Guarantee

We offer Notary service or signature guarantee for customers at a charge of $10.00; non-customers fee is $25.00.

Night Depository Service

There is a night depository box located at all four Franklin Bank locations (Bowling Green and Franklin). This service is no additional charge.

Telephone Banking

You can call our telephone banking line when you cannot access the internet to obtain all your account information.

Dial (888) 337-0083.

Go Mobile!

Whenever and wherever, you now have the strength of your bank at hand! Available on any cell phone with internet access.

Safe Deposit Box

All Franklin Bank & Trust Company's locations offer a broad range of sizes of boxes at various annual rental fees to accommodate customer demand. An agreement is signed by each renter(s) at the time the box is rented. The contract year is from February to the following February. Access is monitored closely by bank personnel allowing only authorized parties to enter the safekeeping facility. Contact a Customer Relationship Officer for pricing and available sizes.

OOPS! Occasional Overdraft Privilege Service

Rather than automatically returning all insufficient funds items that you may have, OOPS! provides payment of your reasonable overdrafts and the ability for your debit card to be approved up to your assigned OOPS! limit. Available on most accounts. You must enroll for this service.

Travelers Checks

We offer American Express TRavelers Cheques. American Express offers travelers checks for two which are quite popular with customers. The cost is 1% of amount purchased.