Rates

Rates Accurate as of September 1, 2014.

APY = Annual Percentage Yield. Fees may reduce earnings.

Kasasa Cash*



Monthly Maintenance FeeCondition To Avoid Monthly FeeInterest & RewardsMinimum Deposit To Open

Kasasa Cash®

Free checking account
with big rewards Learn More
$0N/A
  • Our highest rates
  • ATM fee refunds
See details
  • 1.50% APY* on balances up to
    $25,000 when qualifications are met
  • 0.05% APY* on all balances when
    qualifications aren’t met
  • Nationwide ATM fee refunds up to
    $25 per month ($5 per single transaction)*
$100

Hometown Banclub Checking

Benefit beyond typical
checking Learn More
  • Basic Plan – $8
  • Personal Plan – $9
  • Family Plan – $10
N/A
  • Insurance coverage
  • Additional banking
    privileges
See details
  • Accidental Death Insurance coverage
  • 3 free travelers checks per month
  • Free notary services
  • $3 annual credit on safe deposit boxes
  • Free personalized checks
$100

Rewards 55 Checking

For customers age
55 or betterLearn More
$5Maintain a $300
minimum daily balance
  • Base interest rate on
    balances of $1,500 or more
  • Free first order of checks
$100

Hometown Checking

Ideal for customers
younger than 22Learn More
$7
(waived if under
age of 22)
Maintain a $700
minimum daily balance
(if over 22 years old)
N/A$100

Hometown Interest Checking

Base interest on
mid-size balanceLearn More
$7Maintain a $700
minimum daily balance
Base interest rate on
balances of $1,500 or more
$100

Free Checking

Learn More
$0N/AN/A$100

Direct Deposit Limited Checking

No checks or debits; in- person withdrawals only Learn More
$12N/AN/A$0

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Have at least one automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and review e-statement notice

Kasasa Saver*

BalanceInterest RateAPY
Balances up to $25,0000.9954%1.00%
Balances over $25,0000.25%1.00% - 0.40%
All balances if qualifications aren't met0.05%0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Have at least one automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and review e-statement notice