Deposit Rates

Type

Minimum Deposit

Auto Renewal

Interest
Rate*

APY**

3 month SPECIAL $ 1,000 Yes 0.80% 0.80%
10 month SPECIAL $ 1,000 Yes 1.34% 1.35%
12 month Variable*
(Prime -275bp)
$10,000 Yes .50% .50%
12-23 months $ 1,000 Yes 1.34% 1.35%
24-35 months $ 1,000 Yes 1.59% 1.60%

* Interest Rate
** Annual Percentage Yield

Please contact a Customer Service Representative for other certificate terms and interest rates.

A Certificate of Deposit that is subject to automatic renewal at maturity shall, upon automatic renewal, renew the Certificate of Deposit for a like term at the best available rate of interest posted for similarly issued Certificates of Deposit.

*The annual percentage yield and interest rate may change after account opening.

A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

Effective date as of 09/03/10