Personal Banking - Checking Accounts

 

Free Bonus Checking

*By meeting these simple qualifications; post and clear 12 Debit Card purchases per qualification cycle, set-up one direct deposit or automatic payment, and enroll and receive electronic statements,  you could be earning a High Annual Percentage Yield on our Free Bonus Checking Account. Free Nationwide ATM's when monthly qualifications are met.   If you do not meet the qualifications per cycle, your account will still earn interest at a lower rate on all balances. NO MINIMUM BALANCE and Free Online Billpay. $100 deposit required to open account. Contact a Customer Service Representative for more details.

Hometown Checking


* Minimum balance to open is $100.00. Must maintain a balance of $700.00 to avoid a $7.00 maintenance charge. Students age 22 and under are exempt from maintenance charge.

Hometown Interest Checking (NOW)


* Minimum balance to open is $100.00. Interest paid on balances of $1,500.00 or greater. If the balance falls below $1,500.00 the interest is lost for the days below $1,500.00. If the balance falls below $700.00 there is a $7.00 maintenance charge.

Hometown Banclub Account


* Minimum balance to open is $100.00. Basic Plan - $8.00, Personal Plan - $9.00, Family Plan - $10.00. Monthly membership includes free personalized checks, no minimum balance, accidental death insurance, no additional fee for traveler's checks, and three (3) cashier's checks a month, $3.00 credit on Safe Deposit Box annual rental, and free notary service. Interest checking options available.

Free Checking


*Minimum balance to open is $100.00. No monthly maintenance charge. No minimum balance requirements and unlimited check writing. Customer will pay for check orders. Statements are truncated (no check images). Internet banking is encouraged.

Rewards 55 Checking


*Minimum balance to open is $100.00. Must be age 55 or over to qualify. If you maintain a balance of $300.00 or greater, you will avoid the $5.00 maintenance charge. Interest will be paid on daily balances of $1,500.00 or more. First check order is free.

Direct Deposit Limited Checking


*No minimum daily balance. This account is for customers who want their checks direct deposited but do not want a regular checking account. There is a $12.00 monthly maintenance charge.

 

Money Market Deposit Account


*Minimum balance to open is $2,500.00. Withdrawals are limited to six (6) per month. The interest rate is variable and subject to change at any time. If the balance falls below $2,500.00 the interest is lost for the number of days below $2,500.00. If the balance falls below $700.00 there is a $7.00 maintenance charge. Interest is accrued daily.

 *Please contact a Customer Service Representative for interest bearing accounts rate quotes, or any other questions regarding the above accounts.