Kasasa Saver

Save more cash each month. No need to adjust your monthly budget. Simply add Kasasa Saver® to your free Kasasa Cash® checking account – an easy, automatic way to set money aside for your future. For free…

We'll transfer your Kasasa Cash rewards to your free Kasasa Saver account — where you can earn high 1.00% APY* on what you save, without day-to-day checking withdrawals cutting into your cash.

Kasasa Saver
Summary
  • Links to your free Kasasa Cash checking account
  • Kasasa Cash rewards transfer to Kasasa Saver for automatic savings
  • 1.00% APY* on balances up to $25,000
  • 1.00 to 0.40% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* even if Kasasa Cash qualifications are not met
  • No minimum balance to earn interest
  • No monthly maintenance fee
  • Free online banking
  • Free e-Statements
  • Low $100 minimum deposit to open

Easy, Penalty-free Qualifications:

Meet the same simple Kasasa Cash qualifications and a higher rate on your Kasasa Saver account. There are no additional qualifications. To earn all your Kasasa rewards, just do the following during each monthly qualification cycle.

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive e-Statements
  • Have at least 1 automatic payment (ACH) or Direct Deposit post and settle

Simple. There's not even a penalty fee for coming up short. Both your accounts are still free. Plus, you always earn at least our base interest rates. And you can return to your full Kasasa rewards the very next qualification cycle!

See our current rates.

*APY=Annual Percentage Yield. APYs accurate as of 1/7/2014. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 1.75%; and (3) balances over $25,000 earn 0.15% interest rate on the portion of the balance over $25,000, resulting in 1.75% - 0.47% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Limit two accounts per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.